Tag: personal finance

Mind Yo Money

Why That $10K in Your Venmo Account is a Red Flag

Bri Callis

You've been saving diligently for your first home. You've watched that down payment fund grow, maybe spread across a few different accounts—your savings, Venmo from roommate payments, a little in Cash App. You finally hit your goal, found your dream home, and made an offer. Congratulations! Then your mortgage lender drops a bomb: "We need… Continue reading Why That $10K in Your Venmo Account is a Red Flag

homeownership

How to Create a Homebuying Budget That Actually Works

Bri Callis

Buying your first home is exciting, but let’s be real, it can also be overwhelming. One of the biggest hurdles for most first-time buyers is figuring out how much house you can afford and how to budget for all the hidden costs that come with homeownership. But here’s the truth: a well-thought-out homebuying budget gives… Continue reading How to Create a Homebuying Budget That Actually Works