organization

Day 3: Credit Report Deep Dive – The Number That Can Save (Or Cost) You $60,000

Welcome to Day 3 of the 30-Day Organize Your Ish Challenge. You've set your homeownership intention, gathered all your financial documents, and created your command center. Now it's time to face one of the most important numbers in your financial life: your credit score. I know what you might be thinking: "Do I really want… Continue reading Day 3: Credit Report Deep Dive – The Number That Can Save (Or Cost) You $60,000

credit

Credit Reporting Agencies: What They Are and How They Impact Your Credit Score

When it comes to managing and improving your credit, understanding credit reporting agencies is crucial. These agencies play a major role in how lenders assess your financial reliability, affecting everything from credit card approvals to mortgage interest rates. https://youtu.be/m3W3A0rOUWU?si=llLHPbbj6hqKiL5S In today’s blog, we’ll cover:✅ What credit reporting agencies (CRAs) are✅ The Big Three credit bureaus:… Continue reading Credit Reporting Agencies: What They Are and How They Impact Your Credit Score

credit

Set a Credit Score Goal for Better Loan & Mortgage Rates

If you want to save thousands over the life of a loan, today's blog is just for you. Welcome to Day 5 of March Money Moves: Elevate Your Credit in 30 Days! Today, we’re sharing the importance of setting a credit score goal and how it can impact the interest rates you receive on mortgages,… Continue reading Set a Credit Score Goal for Better Loan & Mortgage Rates

credit

Check Your Credit Report for Free

Welcome to Day 4 of March Money Moves: Elevate Your Credit in 30 Days! In today's blog, we’re focusing on free credit scores—where to find them, how they work, and why checking your score won’t hurt your credit. https://youtu.be/0AkxOuAPTGg?si=oFEqg31BVKxWyYmI What is a Credit Score? A credit score is a three-digit number that represents your creditworthiness.… Continue reading Check Your Credit Report for Free

homeownership

How To Save For Your First Home | Step by Step Guide

Dreaming of owning your first home but feeling overwhelmed by the savings process? You’re not alone! Saving for a home can seem like a huge challenge, but what if I told you there’s a simple way to break it down and make it achievable? https://youtu.be/Rbk24GkjxC8?si=OHiFF3b0Kbdm6r-0 Whether you're just starting or looking to speed things up,… Continue reading How To Save For Your First Home | Step by Step Guide