You've been saving diligently for your first home. You've watched that down payment fund grow, maybe spread across a few different accounts—your savings, Venmo from roommate payments, a little in Cash App. You finally hit your goal, found your dream home, and made an offer. Congratulations! Then your mortgage lender drops a bomb: "We need… Continue reading Why That $10K in Your Venmo Account is a Red Flag
Tag: Mind Yo Money
A Step-by-Step Guide to Obtaining and Reviewing Your Credit Reports for Better Financial Health
Maintaining a healthy credit score is essential for your financial well-being. Your credit score influences your ability to secure loans, credit cards, and even affect the interest rates you receive. To ensure the accuracy of your credit report and take control of your financial future, it's crucial to obtain and review your credit reports regularly.… Continue reading A Step-by-Step Guide to Obtaining and Reviewing Your Credit Reports for Better Financial Health
How Late Payments Affect Your Credit Score
Many of us know there are two things that matter in our financial life. Your social security number and your credit score. Your credit score plays a crucial role in your financial life, influencing your ability to secure loans, credit cards, and even affecting the interest rates you're offered. One of the major factors affecting… Continue reading How Late Payments Affect Your Credit Score
How to Put Your Money-Making Plan in Place | Mind Yo Money
Learn to Harvest Your Money Earning & Saving Potential. You may not become a mogul or influencer but you might just earn a few extra dollars doing what you love. In today's video we discuss how to put your moneymaking plan in place. https://youtu.be/XasIcI9Xg5M Before you put that plan in place, think about ways you… Continue reading How to Put Your Money-Making Plan in Place | Mind Yo Money
Lower Your Costs of Credit | Mind Yo Money
Do you pay your bills on time or are you swimming in late fees? We are defined by many numbers and your actions may be affecting three important numbers. Your FICO score is a snapshot of your credit history and measure your money habits and creditworthiness in the eyes of lending institutions. In today's video… Continue reading Lower Your Costs of Credit | Mind Yo Money