Everyone says avoid PMI at all costs. They're wrong. If you've spent any time researching home buying, you've heard it a thousand times: "Never pay PMI." "Save up 20% down." "Don't throw money away on private mortgage insurance." This advice sounds smart. It feels responsible. And for most people, it's costing them tens of thousands… Continue reading The Truth About PMI That Could Save You $40,000
You've seen them everywhere. At checkout, that tempting little button that says "Pay in 4 interest-free payments" or "Split it with Afterpay." Buy now, pay later (BNPL) services like Affirm, Klarna, Afterpay, and Sezzle have become the go-to payment method for millions of Americans, especially younger shoppers who prefer them over traditional credit cards. But… Continue reading Buy Now Pay Later Services Are Showing Up on Credit Reports: What This Means for Your Mortgage
Buying a home is one of the biggest financial moves you’ll ever make and while touring houses and imagining your new space is exciting, the financing process is where the real magic (and sometimes stress) happens. If you’re a first-time buyer, renter moving toward homeownership, or just need a refresher on how it all works,… Continue reading Financing Your New Home Purchase – From Pre-Approval to Closing
If saving for a down payment feels like the biggest hurdle standing between you and your dream of homeownership, you’re not alone. Down Payment Assistance (DPA) programs exist to help first-time homebuyers bridge the gap and make homeownership more affordable. https://youtu.be/hz21cpzUBMM In this blog, we’ll explore what DPA programs are, how to find them, and… Continue reading How To Get Help With Your Down Payment & Save Thousands
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