Welcome to Day 3 of the 30-Day Organize Your Ish Challenge. You've set your homeownership intention, gathered all your financial documents, and created your command center. Now it's time to face one of the most important numbers in your financial life: your credit score. I know what you might be thinking: "Do I really want… Continue reading Day 3: Credit Report Deep Dive – The Number That Can Save (Or Cost) You $60,000
Tag: credit score
How to Use Rental History for a Mortgage
Stop thinking your rent payments disappear into thin air. If you've been renting for years, paying $1,200, $1,500, or $2,000 every single month without fail, you might feel like that money just vanishes. Meanwhile, your friends who own homes are building equity, and you're wondering when or if you'll ever be able to join them.Here's… Continue reading How to Use Rental History for a Mortgage
Credit Reporting Agencies: What They Are and How They Impact Your Credit Score
When it comes to managing and improving your credit, understanding credit reporting agencies is crucial. These agencies play a major role in how lenders assess your financial reliability, affecting everything from credit card approvals to mortgage interest rates. https://youtu.be/m3W3A0rOUWU?si=llLHPbbj6hqKiL5S In todayโs blog, weโll cover:โ What credit reporting agencies (CRAs) areโ The Big Three credit bureaus:… Continue reading Credit Reporting Agencies: What They Are and How They Impact Your Credit Score
Set a Credit Score Goal for Better Loan & Mortgage Rates
If you want to save thousands over the life of a loan, today's blog is just for you. Welcome to Day 5 of March Money Moves: Elevate Your Credit in 30 Days! Today, weโre sharing the importance of setting a credit score goal and how it can impact the interest rates you receive on mortgages,… Continue reading Set a Credit Score Goal for Better Loan & Mortgage Rates
Check Your Credit Report for Free
Welcome to Day 4 of March Money Moves: Elevate Your Credit in 30 Days! In today's blog, weโre focusing on free credit scoresโwhere to find them, how they work, and why checking your score wonโt hurt your credit. https://youtu.be/0AkxOuAPTGg?si=oFEqg31BVKxWyYmI What is a Credit Score? A credit score is a three-digit number that represents your creditworthiness.… Continue reading Check Your Credit Report for Free