Tag: credit

credit

Credit Reporting Agencies: What They Are and How They Impact Your Credit Score

Bri Callis

When it comes to managing and improving your credit, understanding credit reporting agencies is crucial. These agencies play a major role in how lenders assess your financial reliability, affecting everything from credit card approvals to mortgage interest rates. https://youtu.be/m3W3A0rOUWU?si=llLHPbbj6hqKiL5S In today’s blog, we’ll cover:✅ What credit reporting agencies (CRAs) are✅ The Big Three credit bureaus:… Continue reading Credit Reporting Agencies: What They Are and How They Impact Your Credit Score

credit

Set a Credit Score Goal for Better Loan & Mortgage Rates

Bri Callis

If you want to save thousands over the life of a loan, today's blog is just for you. Welcome to Day 5 of March Money Moves: Elevate Your Credit in 30 Days! Today, we’re sharing the importance of setting a credit score goal and how it can impact the interest rates you receive on mortgages,… Continue reading Set a Credit Score Goal for Better Loan & Mortgage Rates

credit

Check Your Credit Report for Free

Bri Callis

Welcome to Day 4 of March Money Moves: Elevate Your Credit in 30 Days! In today's blog, we’re focusing on free credit scores—where to find them, how they work, and why checking your score won’t hurt your credit. https://youtu.be/0AkxOuAPTGg?si=oFEqg31BVKxWyYmI What is a Credit Score? A credit score is a three-digit number that represents your creditworthiness.… Continue reading Check Your Credit Report for Free

credit

VantageScore vs. FICO: What’s the Difference?

Bri Callis

If you've ever checked your credit score using free online tools like Credit Karma or Capital One’s CreditWise, chances are you’ve seen your VantageScore rather than your FICO score. But what does that mean? https://youtu.be/FCfZ7LXJsiM Welcome to Day 3 of March Money Moves: Elevate Your Credit in 30 Days! Today, we’re diving into a key… Continue reading VantageScore vs. FICO: What’s the Difference?

credit

FICO Scores Explained: What They Are & Why They Matter

Bri Callis

March Money Moves is all about elevating your credit in 30 days, and today we’re diving into a key part of your credit health—your FICO score. This number plays a massive role in your ability to secure loans, get approved for credit cards, and even purchase a home. https://youtu.be/nkFhv1IIQag?si=nj6h9WpFLJQbZER0 Let’s break down what a FICO… Continue reading FICO Scores Explained: What They Are & Why They Matter