That “pre-approval” letter you got in your inbox? It may not mean what you think it does. Buying a home is one of the biggest financial decisions you’ll ever make, and getting a mortgage is at the center of it. But here’s a truth that many buyers overlook: If you haven’t provided your lender with… Continue reading No Docs, No Approval: Why Your Lender Needs Your Paperwork Before You Can Buy a Home
Let’s be real, it can feel overwhelming when you make the decision to purhcase your first home. Between saving, searching, and signing, it’s easy to overlook important details that can cost you time, money, and peace of mind. If you’re a first-time buyer, here are three common mistakes to avoid and what you can do… Continue reading 3 Mistakes First-Time Homebuyers Make (and How to Avoid Them)
When many first-time homebuyers hear the phrase “100% financing” or “no money down,” their first thought is: “Wow! I can get a house for free!” But here’s the reality: while 100% financing can be an incredible tool to help you purchase a home without a large down payment, it doesn’t mean you won’t have other… Continue reading 100% Financing Does NOT Mean a Free House
One of the biggest questions first-time buyers ask is: “How much home can I really afford?” It’s a smart question, because knowing your budget before you start house-hunting can save you time, stress, and disappointment. https://youtube.com/shorts/Hq2POuEsNyM?feature=share Here’s a quick formula you can use to estimate your home affordability: Step 1: Find Your Monthly Income Take… Continue reading How Much House Can You Afford?
Buying your first home is one of life’s biggest milestones. It’s exciting, rewarding, and—let’s be real—a little overwhelming. From figuring out where to start, to navigating credit, budgets, and paperwork, the homebuying journey can feel like a maze. That’s why I’ve put together this step-by-step roadmap for first-time homebuyers. Think of it as your guide… Continue reading What You Need to Know Before You Start Home Shopping
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