Welcome to December! As we close out this year and look ahead to 2026, I want to share something important with you: some of you reading this right now will be holding keys to your very own home in 2026. That’s not just wishful thinking, that’s a reality we’re going to create together with intentional planning and consistent action.
Whether you’ve been dreaming about homeownership for years or you’re just beginning to explore the possibility, this guide is your roadmap. I’m breaking down exactly what you need to do in the next 30 days and 90 days to position yourself as a strong, competitive homebuyer in 2026 this month.
December isn’t just about holiday celebrations, it’s a powerful time for reflection and intention-setting. The steps you take right now, before the new year rush begins, will set the foundation for your entire homebuying journey.
Here’s what I’m committed to bringing you this month:
- Mind to Money Series: Mindset shifts and money strategies that make homeownership possible
- New Construction in 2026: Everything you need to know about buying a newly built home
- A Comprehensive Gameplan: Your step-by-step roadmap to becoming mortgage-ready
But you need to stay connected! Make sure you’re signed up for our Keys to Homeownership newsletter where you’ll get exclusive resources, checklists, and updates delivered straight to your inbox.
This month I’m releasing content specifically designed to accelerate your journey:
Mind to Money Series: We’re diving deep into the mindset and money management skills that separate dreamers from homeowners. Financial success starts in your mind, we’re going to build that millionaire mindset together.
Buying New Construction in 2026: New builds offer unique advantages and considerations. I’ll break down the entire process, builder incentives, customization options, and how to negotiate effectively with builders.
Plus exclusive content in our newsletter: Resources, checklists, and worksheets that make this process easier and more organized.
Looking Ahead to 2026: What to Expect
Let’s be real: Yes, interest rates have been higher than we’d like. Yes, home prices have increased in many markets. But here’s what’s also true:
Prepared buyers still win.
There are still:
- Programs and grants available
- Creative financing options
- Homes being purchased by intentional, educated buyers
- Opportunities in new construction with builder incentives
- Markets with inventory and reasonable prices
The New Construction Opportunity
New construction is going to be significant in 2026. Many builders are offering:
- Interest rate buy-downs
- Closing cost assistance
- Upgrade incentives
- No bidding wars
- Customization options
- Modern, energy-efficient features
- Builder warranties
In some markets, you might find that a new build gives you more home for your money plus the peace of mind of being the first owner.
We’ll cover all of this in depth in our upcoming New Construction series.
What You Need to Commit To
Making homeownership happen in 2026 requires commitment to:
- Consistency in saving – Even when it’s hard, even when life happens, even when you’re tempted to splurge
- Discipline with your credit – Protecting your score like it’s gold, because to lenders, it is
- Continuous education – The more you know, the better decisions you’ll make and the more money you’ll save
- Patience with yourself and the journey – This is a marathon, not a sprint
This isn’t just about buying a house. This is about building wealth, creating stability for your family, and leaving a legacy. Every sacrifice you make now is an investment in your future and potentially your family’s future for generations.
Your Action Steps Right Now
Don’t let this just be another blog post you read and forgot about. Here’s what I need you to do immediately:
1. Sign Up for Our Keys to Homeownership Newsletter
This is where you’ll get exclusive resources, worksheets, event notifications, and community support.
Momentum starts with action, and action starts now.
2. Share This Resource
Know someone who’s been talking about buying a home? Share this post with them. Let’s build a community of future homeowners who support and encourage each other.
3. Engage in the Comments
Drop a comment below and let me know:
- Where are you in your homebuying journey?
- What’s your biggest challenge right now?
- What questions do you have?
Let’s support each other in the comments and build this community together.
I know this journey isn’t always easy. There will be moments when you feel discouraged, when it feels like it’s taking too long, when you wonder if homeownership is even possible for you.
But I’m here to tell you, it is possible!
I’ve seen it happen over and over again. People who were exactly where you are right now, who followed a plan, who stayed consistent, who refused to give up and they’re now homeowners building wealth and stability for their families.
You have everything you need to make this happen:
- ✅ The community (join our newsletter)
- ✅ The resources (coming all month in our content)
- ✅ The determination (I can feel it in you)
All you need to do is commit and take action.
As we close out this year and step into 2026, I want you to step forward with confidence, with clarity, and with the knowledge that your dream of homeownership isn’t just possible, it’s probable when you work the plan.
Let’s make 2026 the year you get your keys.
FTC Disclaimer: This is not a sponsored video or article. All opinions are genuinely my own. This post also contains affiliate links and I earn a small commission if you make a purchase after clicking on my links. It does not cost you any extra. Thank you for your continued support to keep the Bri Callis Blog going!
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